Health Insurance Guidance
Navigating health insurance can be complex. We help individuals and families understand their options and find coverage that fits their needs and budget.
ACA Marketplace Plans
The Affordable Care Act (ACA) marketplace offers subsidized health coverage for eligible individuals and families. We can help you navigate the options.
Eligibility for premium tax credits depends on household income and size
Open enrollment periods and special enrollment vary by circumstance
- •Compare Bronze, Silver, Gold, and Platinum tier plans
- •Find plans that include your doctors and medications
- •Understand cost-sharing reductions if eligible
Private Coverage Options
Depending on your situation and location, off-marketplace plans may be available.
- •Individual and family plans outside the ACA marketplace
- •Short-term health insurance for transitional periods
- •Other alternatives where available
Availability varies by state and individual circumstances. We'll help you understand what options exist in your area.
Our Approach
We believe in straightforward, pressure-free guidance. When you work with us:
- •A licensed advisor reviews your specific situation
- •We explain options in plain language, not insurance jargon
- •You make the decision—we provide information, not pressure
- •Our guidance is free; we're compensated by carriers
Get Personalized Guidance
Tell us about your situation and a licensed advisor will help you explore your options.
Platinum Health Solutions is an independent insurance agency, not affiliated with any government agency or program. Plan availability, benefits, and pricing vary by state, county, and individual circumstances. All coverage is subject to carrier underwriting and approval. Information provided is for general guidance only and does not constitute legal, tax, or financial advice.